Privacy Policy

Brand Builder Websites Privacy Commitment to You

Brand Builder Websites is committed to respecting and protecting Brand Builder Websites clients’ and customers’ privacy.

This document includes information about:

  1. Brand Builder Websites Security of Personal Information Is a Priority
  2. Information Brand Builder Websites Collects to Conduct its Business
  3. Managing Brand Builder Websites Information
  4. Making Sure Customer and Client Information Is Accurate
  5. Information Sharing: Honoring Your Preferences
  6. Actions You Can Take
  7. Guarding Your Own Information

This policy covers Brand Builder Websites client and customer information, including personally identifiable information about a client or customer.

Definitions:

  • Brand Builder Websites - Brand Builder Websites and its divisions
  • Brand Builder Websites Client - person(s) and business(es) that retain Brand Builder Websites service programs on an ongoing and continuing and consultative basis.
  • Brand Builder Websites Customers - person(s) and business(es) that purchase Brand Builder Websites for an Brand Builder Websites service program. products and information on an Ad Hoc, one-time or episodic basis but who do not contract with Brand Builder Websites.
1. Brand Builder Websites Security of Personal Information Is a Priority
Keeping your personal and financial information secure is one of Brand Builder Websites most important responsibilities. Brand Builder Websites maintains physical, electronic and procedural safeguards to protect Brand Builder Websites client and customer information. Appropriate Brand Builder Websites principals are authorized to access customer information for business purposes only. Brand Builder Websites requires confidential treatment of customer information and persons with access to this information are subject to disciplinary action if they fail to keep this information confidential.
2. Information Brand Builder Websites Collects to Conduct its Business
Brand Builder Websites collects and uses various types of information about clients and customers and their individual  Brand Builder Websites accounts to conduct Brand Builder Websites business, manage risks, respond to clients needs and deliver quality service. Sources of information received from you is categorized in the following ways.

  A. Identification Information - Information received from you such as your name, address, telephone number, fax number and email address where you can be reached electronically.
  B. Application information - Transactional information you provide to Brand Builder Websites on applications and through other means when you sign up for Brand Builder Websites products and seminars.
  C. Transaction and Experience Information - Information about your transactions and account experience with Brand Builder Websites, including information about Brand Builder Websites communications with you.
  D. Information from Outside Third-Party Sources - Information Brand Builder Websites receives from third parties, to verify information you have provided to Brand Builder Websites, if necessary, to protect Brand Builder Websites business practices.  This could include credit history data from credit processing companies, banks, mortgage companies, loan balances, etc.  It may also include data from public records assembled or used solely for the purpose of determining your eligibility to sign up for an Brand Builder Websites product or service.
     

3. Managing Brand Builder Websites Information
Brand Builder Websites manages how and when information is shared within the different Brand Builder Websites Divisions, the companies that work with Brand Builder Websites, other third parties and other situations.

  A. Managing Information Within Brand Builder Websites
Brand Builder Websites is comprised of a number of Divisions.  Brand Builder Websites may share internally all of the information we collect internally with the other Brand Builder Websites Divisions.  Brand Builder Websites may share any of the client and customer information the company collects among Brand Builder Websites’s different divisions.  This could save you time in opening or extending your existing account with Brand Builder Websites since you don’t have to supply the same information twice.

You can tell Brand Builder Websites not to share this information internally within the different divisions of Brand Builder Websites, as explained further below.

  B. Managing Information with Companies That Work with Brand Builder Websites
Brand Builder Websites may share certain of the client and customer information the corporation collects with companies that work with Brand Builder Websites to serve the your needs and the services you signed up for with Brand Builder Websites if the service also involve or require service by an outside vendor.  All non-affiliated companies that act on Brand Builder Websites behalf and receive customer and client information from Brand Builder Websites are contractually obligated to keep the information Brand Builder Websites provides to them confidential, and to use the customer information Brand Builder Websites shares only to provide the services Brand Builder Websites asks them to perform.  For example, these companies might assist Brand Builder Websites in processing your transactions with Brand Builder Websites or providing information and material to you on Brand Builder Websites behalf.

In addition, Brand Builder Websites may share customer and client information with companies that work for Brand Builder Websites in order to provide marketing support and other services, such as a service provider that distributes marketing materials, professional service and supply vendors, clinical practice guidelines and texts, best practice materials, etc.  These companies may help us to market Brand Builder Websites products and services or other products and services that Brand Builder Websites believes may be of interest to our customers and clients.  Please note that some of Brand Builder Websites other divisions may provide marketing support and other services for Brand Builder Websites as well.

Brand Builder Websites may share identification information, transaction and experience information as well as other general information Brand Builder Websites collects in the ordinary course of business with customers and clients with banks and credit card companies that Brand Builder Websites uses in the ordinary course of business transactions.  These may be shared with credit reporting agencies and entities.  This may include the following:

  1. Credit card account information provided by you to Brand Builder Websites for products and services may be shared with third parties – banks, credit card processing companies and credit reporting agencies.
  2. Sponsored Account information may be shred with third parties.  Sponsored account are non-financial, non-credit card accounts or services provided by Brand Builder Websites in the ordinary course of business that may be endorsed, co-branded or sponsored by other organizations.  Examples of these organizations may include clinical and scientific textbook publishers, digital imaging services, office and clinical supply service vendors, other retailers and affinity organizations.  Brand Builder Websites will let you know whether a product or service is a Sponsored Account by the appearance of the Brand Builder Websites name or logo on the sponsoring organization’s information and materials, statements, applications and online forms and supplies.
  3. Brand Builder Websites may share information collected about clients and customers collected in the ordinary course of business with selected third parties, including:
    • Financial service companies (such as health, life and disability insurers and office/premise casualty and professional liability carriers sponsored or endorsed by Brand Builder Websites, mortgage brokers and other organizations and suppliers with whom Brand Builder Websites has an agreement to jointly market services and products);
    • Non-financial companies (such as professional retailers and clinical service vendors, travel companies and membership organizations); and
    • Other companies (such as professional not-for-profit associations and membership organizations).

Information shared is limited to the information described in this section.  Customers and clients can elect to opt out of this sharing by following the instructions in the section below – Information Sharing: Honoring Your Preferences.

  C. Disclosing Information in Other Situations
Brand Builder Websites may disclose customer and client information to credit bureaus and similar organizations, and when required or permitted by law.  For example, client and customer information by be disclosed in connection with a court order or court issued subpoena or similar legal proceeding or process; fraud prevention or investigation, risk management and security, and the recording of any legal documents in the public records required by law, if any.  Brand Builder Websites may also share client and customer information with outside companies when Brand Builder Websites has your express written consent.

4. Making Sure Customer and Client Information Is Accurate
Keeping customer and client information accurate and up to date is important to Brand Builder Websites. Brand Builder Websites may provide you access to the information you enter and Brand Builder Websites maintains, which may include your contact information, accounts and account balances, products, services and supplies.  If any of this information is incomplete, inaccurate or not current, please call or write Brand Builder Websites at the telephone number and appropriate mail and e-mail addresses to report any changes you cannot make yourself.  Brand Builder Websites will update and correct any misinformation as quickly as it possibly can.
5. Information Sharing: Honoring Your Preferences
Brand Builder Websites customers and clients have choices when it comes to how Brand Builder Websites business.
shares and uses information collected in the ordinary course of Brand Builder Websites

  A. You may request that Brand Builder Websites not share information about you or your accounts with any Sponsored Account or third party(ies), other than those required to service the products and services you ordered.  Even if you request, however, Brand Builder Websites may have to share information about its customers and clients.
  1. When permitted or required by law as noted elsewhere above;
  2. With Brand Builder Websites service providers as noted elsewhere above;
  3. With companies with whom Brand Builder Websites has joint marketing agreements.
  B. Sharing among Brand Builder Websites Divisions
You may request that information Brand Builder Websites collects in the ordinary course of business not be shared among Brand Builder Websites divisions or affiliates, if any. This type of information is shared by Brand Builder Websites to complete applications for new products or services that the client requests, saving the customer time, and helping Brand Builder Websites will continue to share identification information, transactional and experience information (not information pertaining to the services and supplies the client has ordered through Brand Builder Websites) with Brand Builder Websites divisions.
manage its business and risks.  During the normal course of business, however, Brand Builder Websites
  C. Direct Marketing
The client may choose not to receive direct marketing offers sent by postal mail, telephone and/or e-mail from Brand Builder Websites.  These preferences apply to all marketing offers from Brand Builder Websites and companies working for Brand Builder Websites. To minimize any telephone solicitation Brand Builder Websites clients may receive, Brand Builder Websites does not offer products or services through the use of telephone solicitations.  Direct marketing offers from Brand Builder Websites may include information about products and services the company believes may be of interest to you.  If you choose not to hear from Brand Builder Websites, you may not be aware of the many beneficial products and services Brand Builder Websites offers or has in development.

If you elect not to receive any direct marketing offers by postal mail, telephone and/or e-mail, please note that Brand Builder Websites may continue to contact you as necessary to service any existing accounts for products and services you have with Brand Builder Websites, and for other non marketing purposes.

Each customer may opt out of each direct marketing option individually.  Since some marketing programs may already be in progress, it may take a few weeks for your preferences to be fully effective.


6. Actions You Can Take
Customers and clients can advise Brand Builder Websites of your preferences by:
  1.  Notifying Brand Builder Websites at info@brandbuildercompany.com and entering the information on the Brand Builder Websites Web site.
  2. Talking to an Brand Builder Websites representative or principle

When you contact Brand Builder Websites, please be prepared to provide the following information:

  • Your name – First Name, Middle Initial, and Last Name
  • Address, City, State and Zip Code
  • Telephone number and fax number (if applicable)
  • E-mail address (if applicable)
  • Brand Builder Websites Clients – Accounts or reference numbers to Brand Builder Websites products and programs

Brand Builder Websites Customers – Accounts or reference numbers to Brand Builder Websites products purchased

If any of these pieces of information change, other than your account number, please notify us to ensure that your preferences are consistently honored.  Once you have informed Brand Builder Websites of your preferences, Brand Builder Websites will continue to honor them.  You do not need to take any further action.

7. Guarding Your Own Information
Brand Builder Websites recommends that you take the following general precautions to guard against the disclosure and unauthorized use of your Brand Builder Websites and non-Brand Builder Websites
account and personal information:
  • Carry only the minimum amount of identifying information you require.
  • Carry your wallet in your front pocket, if possible.
  • Insist on identifiers other than your Social Security number.  Request that your health insurer, employer, broker and others use an identifier or randomly selected numbers instead of your Social Security number.
  • Pay attention to billing cycles and statements.  Inquire if you do not receive a bill you expected.
  • Review your account statements thoroughly and report any suspicious activity to the appropriate entity – bank, credit company, Brand Builder Websites, etc.
  • Report lost or stolen checks, credit or debit cards immediately.
  • Never provide personal information over the phone unless you have initiated the call and know with whom you are speaking.
  • Do not preprint your driver’s license or Social Security number on checks.
  • Safeguard all of your bank cards – ATM credit and debit cards.
  • Protect your PINs and other passwords. Memorize your PINs (personal identification numbers) and refrain from writing PINs, your Social Security number or credit card numbers where they might be found. Do not share them with anyone unless it’s for a service or transaction you request and your are confident that the other party will protect the information as you would.
  • Store all of your account statements and accounts in a safe place.
  • Check notices from the IRS that indicate you haven’t paid taxes on certain earnings, which may indicate someone is working under your Social Security number.
  • Obtain and review your credit report from all three credit reporting and tracking bureaus at least once every year.  Make sure all of the information is up to date and accurate; that there are no new loans (e.g., home, car, credit card or school) taken out in your name or new credit card accounts you didn’t open. Have information relating to fraudulent transactions deleted.
  • Tear up or shred old receipts and account statements, and any pre-approved credit offers to which you are not going to respond before throwing them away.
  • Reducing Direct marketing from companies - You are encouraged to contact the following agencies if you want to reduce the amount of advertising you receive from vendors of all types:
  • Credit Reporting Industry
    To have your name taken off all pre-approved credit solicitations call the credit reporting industry Prescreening Opt-Out Number at 1-888-5OPTOUT (1-888-567-8688).
  • National Do Not Call Registry
    Brand Builder Websites supports the National Do Not Call Registry.  To have your phone number added to the National Do Not Call Registry, call 1-888-382-1222 or register at donotcall.gov.  While this will stop most calls, you may still receive calls from businesses
    where you are the customer.

  If you think you have been a victim of identity theft or fraud, take immediate action and keep records of your correspondence and telephone and other conversations – to whom you reported the incident, the date, time of day and account of what you reported, what the listener advised and the context of the conversation. While the steps you should take will vary with your individual circumstances, four basic actions are appropriate in almost every case:

  1. Contact the fraud departments of any one or all three major credit bureaus to place a fraud alert on your account or credit line.  It is a relatively quick process that can be done by telephone via the credit bureaus’ automated systems.  You will need to key in your Social Security number and other identifying information.  You will be asked to give your telephone number and it is recommended that you give your cell-phone number if you have one so that the credit bureaus can reach you easily.
    1. Equifax (www.equifax.com): 1-888-766-0008 - PO box 740241, Atlanta, GA 30374-0241
    2. Experian (www.experian.com) 1-888-397-3742 - PO Box 9532, Allen, Texas 75013
    3. Trans Union (www.transunion.com) 1-800-680-7289 - PO Box 6790, Fullerton, CA 92834
  2. A fraud alert tells companies that they should call or contact you to verify your identity whenever they check your credit report with the intention of opening an account in your name or making any changes to an existing account.

    A fraud alert is free and the bureau should send you a confirmation letter within a week with instructions about how to order a free credit report.

    A fraud alert is good for ninety (90) days.  It is recommended that you renew the alert a couple of weeks before it is due to expire, every three months for at least a year since identity thieves may take their time before using your information.  Putting a fraud alert on your credit reports may delay the grant of instant credit but it should not lower your credit score or prevent you from getting a loan.

  3. Contact the creditors for any accounts that have been tampered with or opened fraudulently.
  4. File a report with your local police department, or the police in the community where the identity theft took place, and get a copy of the police report for your records.
  5. File a complaint with the Federal Trade Commission (FTC).  Complaints can be filed by telephone, 1-877-IDTHEFT, (1-877-438-4338), or through the FTC’s identity theft Web site at www.consumer.gov
  6. Change your bank account numbers.  If you use direct deposit and the data stolen had to do with compensation issue, you might want to change your bank account numbers.  When changing your account(s), make sure you use a password and PIN that is not your mother’s maiden name, your birth date, your Social Security number or any part of it, or any other easily guessed code.  Once your account is changed, you should receive a new ATM or debit card as well as new checks.  Make sure to shred your old checks as soon as possible.  Be sure to alert any company whose bills you pay directly from your bank account about the change in your account numbers.